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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Honoring Asian American Pacific Islander Heritage Month

The contributions of the Asian American and Pacific Islander communities to our growing culture and society are invaluable. Recognizing their contributions, we celebrate May as Asian American Pacific Islander (AAPI) Heritage Month. We respect the importance of honoring the cultural heritage and achievements of Asian Americans and Pacific Islanders in the United States. The History of AAPI Heritage Month In 1978, Congress passed a joint...

Replacement Cost vs. Market Value: What's the Difference?

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive.According to Home Bay, a real estate education platform, U.S. home prices increased an astounding 42% in the three years between March 2020 and March 2023.That data also showed that the national median home price rose to $468,000 as of 2022,...

Your Quick and Easy Guide to Electrical Safety at Home

Electrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide peace of mind, too.)Most fixes are simple and inexpensive, if...

Don’t Let These 7 Reasons Hold You Back from Buying Life Insurance

Are you like the majority of Americans who don't have life insurance1, but say that they know they need it? With the price of everything from home to college and grocery to daycare costs rising, it’s more important than ever to get life insurance to help protect your loved ones. According to the 2022 Insurance Barometer Study, from Life Happens and the financial and insurance organization...

Can Dash Cams Save You Money on Your Insurance?

In times like these, we’re always looking for ways to save a little extra, right? This leads many of us to seek out what we can do to add some more discounts onto insurance policies and cut down on some recurring monthly expenses. While, in general, insurance companies do not offer a discount on auto policies for having a dashcam, there are some surprising perks to...